As seeker wrote,

The book (Imam Ghazali’s Tabligh e Deen/Arbain) has criticised saving money too. The point against is very weighty that if a calamity is destined to come, it will come. Saving money can’t change destiny. And that we should expect the best from Allah SWT. So should we not save anything at all?

Ashrafiya replied,
This has also changed a little bit since Imam sahib ra’s times. As was the eating issue.

In these days and times it is necessary to have some savings after paying the zakah and some voluntary charity (nafli sadqa).
Otherwise, in face of a clamity the first thing a person will let go is his deen.

Islahi emails:TA

Reviewed and approved by sanadi wa sanadi Mufti Mohammed Taqi Usmani (Allah protect & preserve him)